Paytm in association with ICICI bank is introducing Paytm ICICI Bank Postpaid Offer, which is actually a digital credit service that can be availed even without owning a Credit Card. Now, with this Paytm ICICI Bank Postpaid Offer, one can actually avail all the advantages of Credit without having a Credit Card. Yes, that's possible and if you read further then you will know that not only is it possible but also that it is very simple to get.
Paytm ICICI Bank Postpaid Offer will let you take a credit of Rs. 3,000 to Rs. 10,000 that can be extended to Rs. 20,000 depending upon your Credit Score and Repayment history. To take the Credit advantage from ICICI Bank on your Paytm account, all you have to do is create a digital credit account with instant activation without having to submit any documents or making any branch visits for the same. The activation is done online instantly and based on your Credit score which gets calculated by studying the financial and digital behaviour of the customer and all that only in few seconds, you get to access digital credit interest free for a period of upto 45 days. The exceptional idea of Digital Credit through using the Paytm ICICI Bank Postpaid Offer has come from the ICICI Bank which will be seen using a new big data algorithm to calculate a Credit Score for you depending on which the Credit amount will be credited to your Paytm Account. A consolidated bill will be generated in the beginning of every month/next month of the credit taken which needs to get paid within 15 days through Paytm Wallet, Debit card or internet banking to clear the dues and become eligible for getting more credit.
The Paytm ICICI Bank Postpaid Offer is currently available exclusively to the ICICI Bank customers on the Paytm App, but soon the digital credit offer will be available to the other users of the Paytm App to get Credit for your daily needs like shopping online, buying tickets, recharging, etc. and that too interest free.